Privacy Policy of EMI Calculator Plus app
Privacy Policy of EMI Calculator Plus
Effective Date: June 29, 2025
This privacy policy governs your use of the mobile application EMI Calculator Plus (hereinafter referred to as the "Application") created and provided by Smart App NK (hereinafter referred to as the "Service Provider") as a free service. By using the Application, you agree to the collection and use of information in accordance with this policy.
1. Information Collection and Use
The Application may collect certain information automatically when you download and use it. This information may include:
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Your device’s Internet Protocol (IP) address
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App usage data, such as:
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Pages or screens viewed
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Time and date of usage
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Time spent on each page or screen
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Device information, such as:
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Mobile operating system and version
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App version
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The Application does not collect or track precise location data from your device.
In some cases, personally identifiable information may be requested to provide a better experience. Any such information, if provided, will be retained by the Service Provider and used only as described in this privacy policy.
2. Third-Party Services
The Application may utilize third-party services to enhance functionality or provide support. These third parties may collect information as described in their own privacy policies.
Third-party services used include:
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Exchange Rate API – Used for real-time currency conversion in the Currency Converter feature
Please review their policies to understand how your data may be handled by them.
3. Information Sharing and Disclosure
Your information may be disclosed under the following circumstances:
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To comply with legal obligations (e.g., court orders, subpoenas)
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When disclosure is required to protect the Service Provider’s legal rights, enforce terms, detect fraud, or respond to government requests
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With trusted service providers who work on behalf of the Service Provider, who do not have independent rights to use your data
Only aggregated and anonymized data is shared externally for analytics and app improvement.
4. Opt-Out Rights
You may stop all data collection by uninstalling the Application. This can be done via your device’s standard uninstall process or through the Google Play Store.
5. Data Retention Policy
User-provided data will be retained for as long as you use the Application and for a reasonable time thereafter. You may request deletion of your data at any time by contacting the Service Provider at:
📧 smartappnk@gmail.com
The Service Provider will respond within a reasonable timeframe.
6. Children’s Privacy
The Application is not intended for use by children under the age of 13. The Service Provider does not knowingly collect personal data from children.
If it is discovered that personal information has been collected from a user under the age of 13 without parental consent, the data will be immediately deleted. Parents or guardians may contact the Service Provider at smartappnk@gmail.com to request deletion of their child’s information.
7. Security
The Service Provider values your trust and is committed to protecting your information. Appropriate physical, electronic, and procedural safeguards are implemented to prevent unauthorized access and ensure data integrity.
However, please note that no method of data transmission over the internet or method of electronic storage is 100% secure.
8. Changes to This Privacy Policy
This Privacy Policy may be updated from time to time. Changes will be reflected on this page. You are advised to review this Privacy Policy periodically. Continued use of the Application after changes are posted will constitute your acknowledgment and acceptance of the revised policy.
9. Your Consent
By using the Application, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.
10. Contact Us
If you have any questions about this Privacy Policy or the data practices of the Application, please contact:
📧 smartappnk@gmail.com